/* =========================================================
   RateWise — Clean Professional / Editorial Fintech
   ========================================================= */
@font-face{font-family:"Plus Jakarta Sans";src:url(../fonts/pjs-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Plus Jakarta Sans";src:url(../fonts/pjs-500.woff2) format("woff2");font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:"Plus Jakarta Sans";src:url(../fonts/pjs-600.woff2) format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Plus Jakarta Sans";src:url(../fonts/pjs-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Plus Jakarta Sans";src:url(../fonts/pjs-800.woff2) format("woff2");font-weight:800;font-style:normal;font-display:swap}
@font-face{font-family:"DM Serif Display";src:url(../fonts/dmserif-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}

:root{
  --forest:#063F34;--emerald:#087F62;--fresh:#16A077;--gold:#D9AE58;--ivory:#F8F7F3;--charcoal:#172A29;--white:#FFFFFF;
  --forest-2:#0b4d40;--mint:#E8F4EE;--mint-2:#F1F8F4;--line:#E6E3DA;--line-2:#EFECE4;--muted:#5D6B69;--muted-2:#7F8B89;--danger:#B4442C;
  --serif:"DM Serif Display",Georgia,"Times New Roman",serif;
  --sans:"Plus Jakarta Sans",Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --r-sm:10px;--r:14px;--r-lg:18px;--pill:999px;
  --sh-1:0 1px 2px rgba(23,42,41,.04),0 4px 14px rgba(23,42,41,.05);
  --sh-2:0 2px 6px rgba(23,42,41,.05),0 18px 40px rgba(23,42,41,.08);
  --ease:cubic-bezier(.2,.7,.2,1);--t:200ms;
  --container:1280px;--gutter:clamp(16px,4vw,40px);
  --sec:clamp(56px,8vw,96px);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;background:var(--ivory);color:var(--charcoal);font-family:var(--sans);font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--emerald);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--forest)}
h1,h2,h3,h4{color:var(--charcoal);line-height:1.18;margin:0 0 .5em}
h1,h2{font-family:var(--serif);font-weight:400;letter-spacing:-.01em}
h3,h4{font-family:var(--sans);font-weight:700;letter-spacing:-.01em}
p{margin:0 0 1em}
button,input,select,textarea{font:inherit;color:inherit}
:focus-visible{outline:3px solid var(--fresh);outline-offset:2px;border-radius:6px}
.screen-reader-text{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.rw-skip{position:absolute;left:12px;top:-60px;z-index:1000;background:var(--forest);color:#fff;padding:10px 16px;border-radius:8px;transition:top var(--t)}
.rw-skip:focus{top:12px;color:#fff}
.rw-main:focus{outline:none}
.rw-ico{width:1.15em;height:1.15em;flex:none}
.rw-container{width:100%;max-width:calc(var(--container) + var(--gutter)*2);margin-inline:auto;padding-inline:var(--gutter)}
.rw-container--narrow{max-width:calc(820px + var(--gutter)*2)}
.rw-accent{color:var(--emerald);font-family:inherit}

/* ---------- Buttons ---------- */
.rw-btn{--bg:var(--emerald);--fg:#fff;display:inline-flex;align-items:center;justify-content:center;gap:.55em;min-height:48px;padding:.75em 1.5em;border-radius:var(--pill);border:1.5px solid transparent;background:var(--bg);color:var(--fg);font-weight:700;font-size:.95rem;text-decoration:none;cursor:pointer;line-height:1.2;transition:background var(--t) var(--ease),color var(--t),border-color var(--t),transform var(--t) var(--ease),box-shadow var(--t)}
.rw-btn:hover{transform:translateY(-1px)}
.rw-btn .rw-ico{width:1.05em;height:1.05em;transition:transform var(--t) var(--ease)}
.rw-btn:hover .rw-ico{transform:translateX(3px)}
.rw-btn--primary{background:var(--emerald);color:#fff;box-shadow:0 6px 18px rgba(8,127,98,.22)}
.rw-btn--primary:hover{background:var(--forest);color:#fff}
.rw-btn--outline{background:transparent;color:var(--forest);border-color:var(--emerald)}
.rw-btn--outline:hover{background:var(--mint);color:var(--forest)}
.rw-btn--light{background:#fff;color:var(--forest)}
.rw-btn--light:hover{background:var(--gold);color:var(--forest)}
.rw-btn--ghost-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}
.rw-btn--ghost-light:hover{border-color:#fff;color:#fff;background:rgba(255,255,255,.08)}
.rw-btn--text{background:transparent;color:var(--muted);padding-inline:1em;min-height:44px}
.rw-btn--text:hover{color:var(--forest);background:var(--mint-2)}
.rw-btn--text:hover .rw-ico{transform:rotate(-40deg)}
.rw-btn--sm{min-height:40px;padding:.55em 1.15em;font-size:.875rem}
.rw-link{display:inline-flex;align-items:center;gap:.4em;font-weight:700;font-size:.9rem;color:var(--emerald);text-decoration:none}
.rw-link .rw-ico{width:1em;height:1em;transition:transform var(--t)}
.rw-link:hover .rw-ico{transform:translateX(3px)}
.rw-badge{display:inline-block;padding:.3em .8em;border-radius:var(--pill);background:var(--emerald);color:#fff;font-size:.72rem;font-weight:700;letter-spacing:.02em;text-decoration:none;line-height:1.4}
.rw-badge:hover{color:#fff;background:var(--forest)}
.rw-badge--soft{background:var(--mint);color:var(--forest)}
.rw-badge--gold{background:var(--gold);color:var(--forest)}

/* ---------- Header ---------- */
.rw-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line-2);transition:box-shadow var(--t)}
.rw-header.is-scrolled{box-shadow:0 6px 24px rgba(23,42,41,.07)}
.admin-bar .rw-header{top:32px}
@media (max-width:782px){.admin-bar .rw-header{top:46px}}
@media (max-width:600px){.admin-bar .rw-header{top:0}}
.rw-header__inner{display:flex;align-items:center;gap:24px;min-height:74px}
.rw-logo{display:inline-flex;align-items:center;gap:10px;flex:none;text-decoration:none}
.rw-logo img{height:34px;width:auto}
.rw-nav{flex:1;display:flex;justify-content:center}
.rw-nav__list{display:flex;gap:4px;list-style:none;margin:0;padding:0}
.rw-nav__list a{position:relative;display:block;white-space:nowrap;padding:10px 11px;color:var(--charcoal);font-size:.9rem;font-weight:600;text-decoration:none;border-radius:8px;transition:color var(--t),background var(--t)}
.rw-nav__list a:hover{color:var(--emerald);background:var(--mint-2)}
.rw-nav__list .current-menu-item>a,.rw-nav__list a[aria-current="page"]{color:var(--emerald)}
.rw-nav__list .current-menu-item>a::after,.rw-nav__list a[aria-current="page"]::after{content:"";position:absolute;left:12px;right:12px;bottom:3px;height:2px;border-radius:2px;background:var(--emerald)}
.rw-header__actions{display:flex;align-items:center;gap:10px}
.rw-nav__cta-mobile{display:none}
.rw-burger{display:none;width:46px;height:46px;border-radius:12px;border:1px solid var(--line);background:#fff;align-items:center;justify-content:center;cursor:pointer;color:var(--forest)}
.rw-burger .rw-ico{width:22px;height:22px}
.rw-burger__close{display:none}
@media (max-width:1200px) and (min-width:1081px){.rw-header__cta{display:none}.rw-header__inner{gap:16px}}
@media (max-width:1080px){
  .rw-burger{display:inline-flex}
  .rw-header__cta{display:none}
  .rw-header__inner{justify-content:space-between}
  .rw-nav{position:fixed;inset:74px 0 auto 0;max-height:calc(100dvh - 74px);overflow:auto;flex-direction:column;justify-content:flex-start;background:#fff;border-bottom:1px solid var(--line);padding:12px var(--gutter) 24px;box-shadow:0 20px 40px rgba(23,42,41,.12);transform:translateY(-8px);opacity:0;visibility:hidden;transition:opacity var(--t),transform var(--t) var(--ease),visibility var(--t)}
  .admin-bar .rw-nav{top:120px}
  .rw-nav-open .rw-nav{opacity:1;visibility:visible;transform:none}
  .rw-nav-open .rw-burger__open{display:none}
  .rw-nav-open .rw-burger__close{display:inline}
  .rw-nav__list{flex-direction:column;gap:2px;width:100%}
  .rw-nav__list a{padding:14px 12px;font-size:1rem;border-bottom:1px solid var(--line-2);border-radius:0}
  .rw-nav__list .current-menu-item>a::after,.rw-nav__list a[aria-current="page"]::after{left:0;right:auto;top:14px;bottom:14px;width:3px;height:auto}
  .rw-nav__cta-mobile{display:inline-flex;margin-top:16px;width:100%}
}
@media (max-width:782px){.admin-bar .rw-nav{top:120px}}
@media (max-width:600px){.admin-bar .rw-nav{top:74px}}

/* ---------- Sections ---------- */
.rw-section{padding-block:var(--sec)}
.rw-section--tight{padding-block:clamp(36px,5vw,56px)}
.rw-section__head{max-width:720px;margin-bottom:clamp(28px,4vw,44px)}
.rw-section__head h2{font-size:clamp(1.75rem,3.2vw,2.5rem)}
.rw-section__head p{color:var(--muted);margin:0}
.rw-section__head--center{margin-inline:auto;text-align:center}
.rw-section__head--split{max-width:none;display:flex;align-items:flex-end;justify-content:space-between;gap:20px;flex-wrap:wrap}
.rw-section__head--split>div{max-width:680px}

/* ---------- Hero ---------- */
.rw-hero{position:relative;overflow:hidden;background:linear-gradient(100deg,#fbfaf6 0%,#f6f3ea 46%,#efe9dc 100%);border-bottom:1px solid var(--line-2)}
.rw-hero__media{position:absolute;inset:0 0 0 46%;}
.rw-hero__media img{width:100%;height:100%;object-fit:cover;object-position:30% 50%}
.rw-hero__media::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#f8f6ef 0%,rgba(248,246,239,.6) 14%,rgba(248,246,239,0) 34%);z-index:1}
.rw-hero__inner{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);align-items:center;min-height:min(640px,82vh);padding-block:clamp(48px,7vw,88px)}
.rw-hero__copy{max-width:620px}
.rw-hero__title{font-size:clamp(2.2rem,4.2vw,3.4rem);line-height:1.08;margin-bottom:.45em}
.rw-hero__title span{color:var(--emerald)}
.rw-hero__lead{font-size:clamp(1rem,1.3vw,1.125rem);color:var(--muted);max-width:520px}
.rw-hero__cta{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 36px}
.rw-trust{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,auto);gap:14px 22px;justify-content:start}
.rw-trust li{display:flex;align-items:center;gap:9px;font-size:.78rem;color:var(--muted);line-height:1.3}
.rw-trust .rw-ico{width:34px;height:34px;padding:7px;border-radius:50%;border:1.5px solid var(--emerald);color:var(--emerald);background:#fff}
.rw-trust strong{display:block;color:var(--charcoal);font-size:.84rem}
.rw-hero__card{justify-self:center;align-self:start;margin-top:4%;margin-left:-12%;width:min(280px,100%);background:rgba(255,255,255,.95);border:1px solid #fff;border-radius:var(--r);padding:18px 20px 16px;box-shadow:var(--sh-2);animation:rw-float 6s ease-in-out infinite}
.rw-hero__card-label{display:flex;align-items:center;gap:8px;margin:0;font-size:.78rem;font-weight:600;color:var(--muted)}
.rw-hero__card-label .rw-ico{width:26px;height:26px;padding:5px;border-radius:8px;background:var(--mint);color:var(--emerald)}
.rw-hero__card-value{margin:8px 0 0;font-size:1.45rem;font-weight:800;font-variant-numeric:tabular-nums;color:var(--charcoal)}
.rw-hero__card-meta{margin:0 0 12px;font-size:.76rem;color:var(--emerald);font-weight:600}
.rw-hero__bars{display:flex;align-items:flex-end;gap:7px;height:62px}
.rw-hero__bars span{flex:1;border-radius:4px 4px 2px 2px;background:linear-gradient(var(--fresh),var(--emerald))}
.rw-hero__bars span:first-child{background:#cfe7dc}
@keyframes rw-float{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}

/* ---------- Tools ---------- */
.rw-tools{background:#fff}
.rw-tools__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.rw-tool{position:relative;display:flex;flex-direction:column;align-items:center;text-align:center;padding:30px 22px 24px;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);text-decoration:none;color:inherit;box-shadow:var(--sh-1);transition:transform var(--t) var(--ease),box-shadow var(--t),border-color var(--t)}
.rw-tool:hover{transform:translateY(-4px);box-shadow:var(--sh-2);border-color:#cfe5da;color:inherit}
.rw-tool__icon{display:grid;place-items:center;width:72px;height:72px;border-radius:50%;margin-bottom:16px;background:radial-gradient(circle at 30% 25%,var(--fresh),var(--emerald) 70%);color:#fff;box-shadow:0 10px 24px rgba(8,127,98,.25)}
.rw-tool:nth-child(2) .rw-tool__icon{background:radial-gradient(circle at 30% 25%,#f0d28f,#c4913c 75%);box-shadow:0 10px 24px rgba(217,174,88,.3)}
.rw-tool__icon .rw-ico{width:32px;height:32px}
.rw-tool h3{font-size:1.02rem;margin-bottom:.4em}
.rw-tool p{color:var(--muted);font-size:.88rem;margin-bottom:16px}
.rw-tool__link{margin-top:auto;display:inline-flex;align-items:center;gap:.4em;font-weight:700;font-size:.85rem;color:var(--emerald)}
.rw-tool__link .rw-ico{width:1em;transition:transform var(--t)}
.rw-tool:hover .rw-tool__link .rw-ico{transform:translateX(4px)}

/* ---------- Growth ---------- */
.rw-growth{background:radial-gradient(1200px 400px at 85% -10%,rgba(22,160,119,.18),transparent 60%),var(--forest);color:#e6efe9;padding-block:clamp(56px,7vw,84px)}
.rw-growth__inner{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.6fr);gap:clamp(28px,5vw,64px);align-items:center}
.rw-growth h2{color:#fff;font-size:clamp(1.8rem,3.2vw,2.5rem)}
.rw-growth__copy p{color:#c4d6ce;margin-bottom:28px}
.rw-growth__card{display:grid;grid-template-columns:minmax(0,1fr) 210px;background:#fff;color:var(--charcoal);border-radius:var(--r-lg);box-shadow:0 30px 60px rgba(0,0,0,.25);overflow:hidden}
.rw-growth__chartbox{padding:22px 24px 18px;min-width:0}
.rw-growth__head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;flex-wrap:wrap}
.rw-growth__head h3{font-size:1rem;margin:0}
.rw-growth__inputs{display:grid;grid-template-columns:1.6fr 1fr .8fr;gap:10px;margin-top:10px}
.rw-growth__inputs label{min-width:0;font-size:.72rem;font-weight:600;color:var(--muted);display:grid;gap:4px}
.rw-growth__stats{margin:0;padding:22px 20px;background:var(--mint-2);border-left:1px solid var(--line-2);display:grid;gap:12px;align-content:center}
.rw-growth__stats div{padding:10px 12px;background:#fff;border-radius:10px;border:1px solid var(--line-2)}
.rw-growth__stats dt{font-size:.72rem;color:var(--muted);font-weight:600}
.rw-growth__stats dd{margin:0;font-weight:800;font-variant-numeric:tabular-nums;font-size:1rem}
.rw-growth__stats div:last-child{background:var(--forest);border-color:var(--forest)}
.rw-growth__stats div:last-child dt{color:#bcd3ca}
.rw-growth__stats div:last-child dd{color:#fff;font-size:1.12rem}
.rw-growth__stats small{color:var(--gold);font-weight:700;font-size:.74rem}
.rw-legend{display:flex;gap:14px;list-style:none;margin:0;padding:0;font-size:.74rem;color:var(--muted);flex-wrap:wrap}
.rw-legend li{display:flex;align-items:center;gap:6px}
.rw-legend i{width:10px;height:10px;border-radius:3px;display:inline-block}
.rw-legend .is-green{background:var(--fresh)}
.rw-legend .is-gold{background:var(--gold)}
.rw-legend--chart{margin-bottom:6px}

/* ---------- Chart ---------- */
.rw-chart{width:100%;min-height:10px}
.rw-chart svg{width:100%;height:auto;overflow:visible}
.rw-chart__grid{stroke:#ece9e1;stroke-width:1;vector-effect:non-scaling-stroke}
.rw-chart__axis{font-size:11px;fill:var(--muted-2);font-family:var(--sans)}
.rw-chart__b1{fill:var(--fresh);opacity:.9;transition:y var(--t),height var(--t)}
.rw-chart__b2{fill:var(--gold);transition:y var(--t),height var(--t)}
.rw-chart__line{fill:none;stroke:var(--forest);stroke-width:2;vector-effect:non-scaling-stroke;stroke-linejoin:round}
.rw-chart__dot{fill:var(--forest);stroke:#fff;stroke-width:2}
.rw-chart__cap{margin:2px 0 0;text-align:center;font-size:.72rem;color:var(--muted-2)}

/* ---------- Calculator ---------- */
.rw-section--calc{padding-bottom:calc(var(--sec)*.6)}
.rw-calc-wrap{display:grid;grid-template-columns:minmax(0,1fr);gap:24px}
.has-aside .rw-calc-wrap{grid-template-columns:minmax(0,3fr) minmax(240px,1fr)}
.rw-calc{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-1);padding:clamp(20px,3vw,36px)}
.rw-calc__head{margin-bottom:20px}
.rw-calc__title{font-size:clamp(1.6rem,2.6vw,2.1rem);font-family:var(--serif);font-weight:400}
.rw-calc__head p{color:var(--muted);margin:0}
.rw-tabs{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:6px;padding:6px;background:var(--ivory);border:1px solid var(--line-2);border-radius:12px;margin-bottom:24px}
.rw-tab{appearance:none;border:0;background:transparent;padding:11px 14px;border-radius:8px;font-weight:600;font-size:.86rem;color:var(--muted);cursor:pointer;transition:background var(--t),color var(--t),box-shadow var(--t)}
.rw-tab:hover{color:var(--forest);background:#fff}
.rw-tab[aria-selected="true"]{background:var(--forest);color:#fff;box-shadow:0 6px 14px rgba(6,63,52,.22)}
.rw-calc__panel[hidden]{display:none}
.rw-calc__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(20px,3vw,36px)}
.rw-calc__inputs{display:grid;gap:14px;align-content:start}
.rw-field label{display:block;font-size:.82rem;font-weight:600;margin-bottom:6px}
.rw-input{position:relative;display:flex;align-items:stretch;background:#fff;border:1.5px solid var(--line);border-radius:10px;transition:border-color var(--t),box-shadow var(--t)}
.rw-input:focus-within{border-color:var(--emerald);box-shadow:0 0 0 4px rgba(22,160,119,.14)}
.rw-input input,.rw-input select{flex:1;min-width:0;width:100%;border:0;background:transparent;padding:12px 14px;font-size:1rem;font-variant-numeric:tabular-nums;outline:none;min-height:48px}
.rw-input input:focus-visible,.rw-input select:focus-visible{outline:none}
.rw-input__affix{display:flex;align-items:center;padding:0 0 0 14px;color:var(--muted-2);font-size:.85rem;font-weight:600;white-space:nowrap}
.rw-input--suffix .rw-input__affix:last-child{padding:0 14px 0 0}
.rw-input--prefix input{padding-left:8px}
.rw-input__unit{flex:0 0 auto!important;width:auto!important;border-left:1.5px solid var(--line)!important;background:var(--ivory)!important;border-radius:0 8px 8px 0;padding-inline:12px 30px!important;font-size:.88rem!important;font-weight:600;appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%235D6B69' stroke-width='2'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E")!important;background-repeat:no-repeat!important;background-position:right 9px center!important;background-size:15px!important;cursor:pointer}
.rw-input--select select{appearance:none;-webkit-appearance:none;cursor:pointer;padding-right:40px}
.rw-input__chev{position:absolute;right:12px;top:50%;transform:translateY(-50%);pointer-events:none;color:var(--muted)}
.rw-input--sm input{padding:8px 10px;min-height:38px;font-size:.88rem}
.rw-input--sm .rw-input__affix{padding-left:10px;font-size:.78rem}
.rw-field__err{margin:5px 0 0;font-size:.78rem;color:var(--danger);min-height:0}
.rw-field__err:empty{display:none}
.has-error .rw-input{border-color:var(--danger);box-shadow:0 0 0 3px rgba(180,68,44,.1)}
.rw-calc__actions{display:flex;gap:10px;align-items:center;flex-wrap:wrap;margin-top:6px}
.rw-result{background:linear-gradient(180deg,var(--mint-2),#fff 70%);border:1px solid #dcece4;border-radius:var(--r);padding:20px 22px;min-width:0}
.rw-result__title{font-size:1.02rem;color:var(--emerald);margin-bottom:10px}
.rw-result__list{margin:0}
.rw-result__row{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:10px 0;border-bottom:1px dashed #d6e6dd}
.rw-result__row dt{color:var(--muted);font-size:.88rem}
.rw-result__row dd{margin:0;font-weight:700;font-variant-numeric:tabular-nums;text-align:right;word-break:break-word}
.rw-result__row.is-strong dd{font-size:clamp(1.2rem,2vw,1.5rem);color:var(--emerald);font-weight:800}
.rw-result__row.is-strong dt{color:var(--charcoal);font-weight:600}
.is-pulse{animation:rw-pulse 250ms var(--ease)}
@keyframes rw-pulse{from{opacity:.35;transform:translateY(2px)}to{opacity:1;transform:none}}
.rw-result__summary{display:flex;gap:10px;align-items:flex-start;margin:14px 0 10px;padding:12px 14px;border-radius:10px;background:#e3f3ea;border:1px solid #cfe7da;font-size:.86rem;color:var(--forest)}
.rw-result__summary[hidden]{display:none}
.rw-result__summary .rw-ico{width:30px;height:30px;padding:6px;border-radius:50%;background:#fff;color:var(--emerald);border:1.5px solid var(--emerald)}
.rw-schedule{margin-top:24px}
.rw-schedule h3{font-size:1rem}
.rw-formula{margin-top:18px;border-top:1px solid var(--line-2);padding-top:14px;font-size:.88rem;color:var(--muted)}
.rw-formula summary{cursor:pointer;font-weight:700;color:var(--forest);list-style:none;display:inline-flex;align-items:center;gap:8px}
.rw-formula summary::-webkit-details-marker{display:none}
.rw-formula summary::before{content:"+";display:grid;place-items:center;width:20px;height:20px;border-radius:50%;background:var(--mint);color:var(--emerald);font-weight:800;transition:transform var(--t)}
.rw-formula[open] summary::before{transform:rotate(45deg)}
.rw-formula div{padding-top:10px}
.rw-formula code{background:var(--ivory);padding:2px 6px;border-radius:6px;font-size:.92em;color:var(--charcoal)}
.rw-calc-aside{position:relative;border-radius:var(--r-lg);overflow:hidden;min-height:420px;box-shadow:var(--sh-1)}
.rw-calc-aside img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.rw-calc-aside__text{position:relative;padding:28px 24px 48px;color:#fff;background:linear-gradient(180deg,rgba(20,32,18,.75),rgba(20,32,18,0))}
.rw-calc-aside__title{font-family:var(--serif);font-size:1.75rem;line-height:1.12;margin-bottom:10px}
.rw-calc-aside__text p:last-child{font-size:.85rem;color:#e3eadf;margin:0}

/* ---------- Topic sections (one-page) ---------- */


.rw-eyebrow{display:inline-flex;align-items:center;gap:8px;margin-bottom:12px;font-size:.75rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--emerald)}
.rw-eyebrow::before{content:"";width:22px;height:2px;border-radius:2px;background:var(--gold)}
.rw-section__head--center .rw-eyebrow{justify-content:center}
.rw-topic--compound{background:linear-gradient(180deg,var(--ivory),#f3f0e8)}
.rw-compare{display:grid;grid-template-columns:1fr 1fr 1.25fr;gap:20px;align-items:stretch}
.rw-compare__card{display:flex;flex-direction:column;align-items:flex-start;gap:4px;padding:26px;border-radius:var(--r-lg);background:#fff;border:1px solid var(--line);box-shadow:var(--sh-1)}
.rw-compare__card p{color:var(--muted);font-size:.9rem;margin:0 0 10px}
.rw-compare__card.is-dark{background:radial-gradient(400px 200px at 100% 0,rgba(22,160,119,.3),transparent 60%),var(--forest);border-color:var(--forest);color:#cfe0d8}
.rw-compare__card.is-dark p{color:#c4d6ce}
.rw-compare__card.is-dark .rw-link{color:var(--gold)}
.rw-compare__card.is-dark .rw-compare__formula{color:#fff!important;background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.12)}
.rw-compare__tag{font-size:.78rem;font-weight:700;color:var(--emerald);text-transform:uppercase;letter-spacing:.06em}
.is-dark .rw-compare__tag{color:var(--gold)}
.rw-compare__formula{width:100%;margin:10px 0 14px!important;padding:14px 16px;border-radius:12px;background:var(--ivory);border:1px dashed var(--line);font-family:var(--serif);font-size:1.45rem!important;line-height:1.3;color:var(--charcoal)!important}
.rw-compare__formula small{font-family:var(--sans);font-size:.85rem;color:var(--muted)}
.rw-compare__ex{font-variant-numeric:tabular-nums}
.rw-compare__ex strong{color:var(--charcoal)}
.is-dark .rw-compare__ex strong{color:#fff}
.rw-compare__card .rw-link{margin-top:auto}
.rw-compare__table{min-width:0}
.rw-compare__caption{font-size:.82rem;font-weight:600;color:var(--forest);margin-bottom:8px}
.rw-compare__table .rw-table-wrap table{min-width:420px}
.rw-compare__table td.is-up{color:var(--emerald);font-weight:700}
.rw-compare__note{font-size:.8rem;color:var(--muted-2);margin:0}
.rw-topic--loan{background:#fff;border-block:1px solid var(--line-2)}
.rw-loan{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:clamp(28px,5vw,72px);align-items:center}
.rw-loan__copy h2{font-size:clamp(1.75rem,3.2vw,2.5rem)}
.rw-loan__copy>p{color:var(--muted)}
.rw-steps{list-style:none;counter-reset:s;margin:22px 0 28px;padding:0;display:grid;gap:12px}
.rw-steps li{counter-increment:s;position:relative;padding:2px 0 2px 46px;color:var(--muted);font-size:.93rem}
.rw-steps li::before{content:counter(s);position:absolute;left:0;top:0;display:grid;place-items:center;width:32px;height:32px;border-radius:50%;background:var(--mint);color:var(--emerald);font-weight:800;font-size:.85rem}
.rw-steps strong{color:var(--charcoal)}
.rw-receipt{position:relative;padding:26px 26px 22px;background:var(--ivory);border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-2);transform:rotate(1.2deg)}
.rw-receipt::after{content:"";position:absolute;left:18px;right:18px;bottom:-9px;height:18px;background:radial-gradient(circle at 9px 0,transparent 8px,var(--ivory) 8.5px) repeat-x;background-size:18px 18px}
.rw-receipt__title{display:flex;align-items:center;gap:8px;font-weight:700;color:var(--forest);margin-bottom:12px}
.rw-receipt__title .rw-ico{color:var(--emerald)}
.rw-receipt dl{margin:0}
.rw-receipt dl div{display:flex;justify-content:space-between;gap:12px;padding:9px 0;border-bottom:1px dashed #d9d4c6;font-size:.9rem}
.rw-receipt dt{color:var(--muted)}
.rw-receipt dd{margin:0;font-weight:700;font-variant-numeric:tabular-nums}
.rw-receipt .is-big{padding:14px 0}
.rw-receipt .is-big dd{font-size:1.45rem;color:var(--emerald);font-weight:800}
.rw-receipt .is-big dt{align-self:center;color:var(--charcoal);font-weight:600}
.rw-receipt__note{margin:14px 0 0;font-size:.78rem;color:var(--muted-2)}
.rw-topic--savings{background:radial-gradient(700px 300px at 50% 0,rgba(217,174,88,.12),transparent 60%),var(--ivory)}
.rw-versus{display:grid;grid-template-columns:1fr auto 1fr;gap:20px;align-items:center;max-width:1040px;margin-inline:auto}
.rw-versus__col{display:flex;flex-direction:column;align-items:flex-start;height:100%;padding:28px;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-1)}
.rw-versus__icon{display:grid;place-items:center;width:52px;height:52px;border-radius:14px;background:var(--mint);color:var(--emerald);margin-bottom:14px}
.rw-versus__icon.is-gold{background:#f6ecd6;color:#a87a26}
.rw-versus__col h3{font-size:1.2rem}
.rw-versus__col ul{list-style:none;margin:0 0 16px;padding:0;display:grid;gap:8px;width:100%}
.rw-versus__col li{position:relative;padding-left:26px;font-size:.92rem;color:var(--muted)}
.rw-versus__col li::before{content:"";position:absolute;left:2px;top:.45em;width:14px;height:8px;border-left:2px solid var(--fresh);border-bottom:2px solid var(--fresh);transform:rotate(-45deg)}
.rw-versus__ex{width:100%;padding:12px 14px;border-radius:10px;background:var(--mint-2);border:1px solid #d7ebe1;font-size:.86rem;color:var(--forest);font-variant-numeric:tabular-nums}
.rw-versus__col .rw-link{margin-top:auto}
.rw-versus__vs{display:grid;place-items:center;width:58px;height:58px;border-radius:50%;background:var(--forest);color:var(--gold);font-family:var(--serif);font-size:1.2rem;box-shadow:0 10px 24px rgba(6,63,52,.25)}
.rw-topic__note{display:flex;gap:8px;align-items:center;justify-content:center;margin:28px 0 0;font-size:.82rem;color:var(--muted)}
.rw-topic__note .rw-ico{color:var(--emerald)}
@media (max-width:1024px){
  .rw-compare{grid-template-columns:1fr 1fr}
  .rw-compare__table{grid-column:1/-1}
  .rw-loan{grid-template-columns:1fr}
  .rw-receipt{transform:none;max-width:520px}
}
@media (max-width:700px){
  .rw-compare{grid-template-columns:1fr}
  .rw-versus{grid-template-columns:1fr}
  .rw-versus__vs{margin:-6px auto}
}

/* ---------- Why ---------- */
.rw-why{background:#fff;border-block:1px solid var(--line-2)}
.rw-why__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.rw-why__item{padding:26px 22px;border:1px solid var(--line);border-radius:var(--r);background:#fff;transition:transform var(--t) var(--ease),box-shadow var(--t)}
.rw-why__item:hover{transform:translateY(-3px);box-shadow:var(--sh-2)}
.rw-why__icon{display:inline-grid;place-items:center;width:46px;height:46px;border-radius:12px;background:var(--mint);color:var(--emerald);margin-bottom:14px}
.rw-why__item h3{font-size:1rem}
.rw-why__item p{color:var(--muted);font-size:.88rem;margin:0}
.rw-why__note{display:flex;gap:8px;align-items:center;justify-content:center;margin:28px 0 0;font-size:.82rem;color:var(--muted)}
.rw-why__note .rw-ico{color:var(--emerald)}

/* ---------- Editorial ---------- */
.rw-editorial{display:grid;grid-template-columns:1.1fr 1fr;background:var(--forest);min-height:440px}
.rw-editorial__media{position:relative;min-height:300px}
.rw-editorial__media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.rw-editorial__copy{display:flex;flex-direction:column;justify-content:center;align-items:flex-start;padding:clamp(36px,6vw,80px);color:#cfe0d8;background:radial-gradient(600px 300px at 100% 0,rgba(22,160,119,.22),transparent 60%)}
.rw-editorial__copy h2{color:#fff;font-size:clamp(1.8rem,3vw,2.5rem);margin:16px 0 14px;max-width:520px}
.rw-editorial__copy p{max-width:520px;margin-bottom:26px}

/* ---------- Articles ---------- */
.rw-articles__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.rw-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;transition:transform var(--t) var(--ease),box-shadow var(--t)}
.rw-card:hover{transform:translateY(-4px);box-shadow:var(--sh-2)}
.rw-card__media{display:block;aspect-ratio:16/10;overflow:hidden;background:var(--line-2)}
.rw-card__media img{width:100%;height:100%;object-fit:cover;transition:transform 400ms var(--ease)}
.rw-card:hover .rw-card__media img{transform:scale(1.04)}
.rw-card__body{display:flex;flex-direction:column;align-items:flex-start;gap:10px;padding:18px 20px 20px;flex:1}
.rw-card__title{font-size:1.08rem;margin:0}
.rw-card__title a{color:var(--charcoal);text-decoration:none}
.rw-card__title a:hover{color:var(--emerald)}
.rw-card__excerpt{color:var(--muted);font-size:.88rem;margin:0}
.rw-card__foot{margin-top:auto;width:100%;display:flex;justify-content:space-between;align-items:center;padding-top:8px;font-size:.78rem;color:var(--muted-2)}

/* ---------- Scenarios ---------- */
.rw-scenarios{background:linear-gradient(180deg,var(--ivory),#f2efe7)}
.rw-scenarios__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.rw-scenario{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;box-shadow:var(--sh-1)}
.rw-scenario__top{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}
.rw-scenario__icon{display:grid;place-items:center;width:44px;height:44px;border-radius:12px;background:var(--forest);color:var(--gold)}
.rw-scenario h3{font-size:1.06rem}
.rw-scenario__rows{margin:0 0 14px}
.rw-scenario__rows div{display:flex;justify-content:space-between;gap:12px;padding:7px 0;border-bottom:1px solid var(--line-2);font-size:.84rem}
.rw-scenario__rows dt{color:var(--muted)}
.rw-scenario__rows dd{margin:0;font-weight:600;text-align:right;font-variant-numeric:tabular-nums}
.rw-scenario__result{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:12px 14px;border-radius:10px;background:var(--mint-2);border:1px solid #d7ebe1}
.rw-scenario__result span{font-size:.8rem;color:var(--forest);font-weight:600}
.rw-scenario__result strong{font-size:1.12rem;color:var(--emerald);font-variant-numeric:tabular-nums}
.rw-scenario__note{font-size:.76rem;color:var(--muted-2);margin:10px 0 14px}
.rw-scenario .rw-link{margin-top:auto}

/* ---------- FAQ ---------- */
.rw-faq__inner{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.5fr);gap:clamp(24px,5vw,64px);align-items:start}
.rw-faq__intro{position:sticky;top:110px}
.rw-faq__badge{display:grid;place-items:center;width:56px;height:56px;border-radius:16px 16px 16px 4px;background:var(--emerald);color:#fff;font-family:var(--serif);font-size:1.8rem;margin-bottom:18px}
.rw-faq__intro h2{font-size:clamp(1.7rem,3vw,2.3rem)}
.rw-faq__intro p{color:var(--muted)}
.rw-accordion{display:grid;gap:10px}
.rw-accordion__item{background:#fff;border:1px solid var(--line);border-radius:12px;transition:border-color var(--t),box-shadow var(--t)}
.rw-accordion__item:has([aria-expanded="true"]){border-color:#cfe5da;box-shadow:var(--sh-1)}
.rw-accordion__h{margin:0;font-size:inherit}
.rw-accordion__btn{width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:17px 20px;background:none;border:0;text-align:left;font-weight:600;font-size:.95rem;cursor:pointer;color:var(--charcoal);border-radius:12px}
.rw-accordion__btn:hover{color:var(--emerald)}
.rw-accordion__plus{position:relative;flex:none;width:22px;height:22px}
.rw-accordion__plus::before,.rw-accordion__plus::after{content:"";position:absolute;left:4px;right:4px;top:10px;height:2px;border-radius:2px;background:currentColor;transition:transform var(--t) var(--ease)}
.rw-accordion__plus::after{transform:rotate(90deg)}
[aria-expanded="true"] .rw-accordion__plus::after{transform:rotate(0)}
.rw-accordion__panel{padding:0 20px 18px;color:var(--muted);font-size:.92rem;animation:rw-pulse 220ms var(--ease)}
.rw-accordion__panel p{margin:0}

/* ---------- CTA ---------- */
.rw-cta-wrap{padding-bottom:var(--sec)}
.rw-cta{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;padding:clamp(28px,4vw,44px) clamp(24px,4vw,52px);border-radius:var(--r-lg);color:#cfe0d8;background:radial-gradient(500px 200px at 90% 120%,rgba(22,160,119,.45),transparent 70%),linear-gradient(90deg,var(--forest),#0a5546);box-shadow:var(--sh-2)}
.rw-cta h2{color:#fff;font-size:clamp(1.6rem,2.8vw,2.2rem);margin-bottom:.3em}
.rw-cta p{margin:0}
.rw-cta__actions{display:flex;gap:12px;flex-wrap:wrap}

/* ---------- Footer ---------- */
.rw-footer{background:var(--forest);color:#b9cfc6;padding-top:clamp(48px,6vw,72px);font-size:.9rem}
.rw-footer__grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.1fr;gap:clamp(24px,4vw,56px);padding-bottom:40px}
.rw-logo--light{color:#fff;font-weight:800;font-size:1.45rem;letter-spacing:-.02em}
.rw-logo--light img{height:44px;width:44px;border-radius:10px}
.rw-logo--light:hover{color:#fff}
.rw-footer__brand p{margin:16px 0 0;max-width:340px}
.rw-footer__title{font-family:var(--sans);font-size:.95rem;font-weight:700;color:#fff;margin-bottom:14px}
.rw-footer__list{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.rw-footer__list a{color:#b9cfc6;text-decoration:none;transition:color var(--t)}
.rw-footer__list a:hover{color:#fff}
.rw-footer__note{margin-bottom:14px}
.rw-social{display:flex;gap:10px;list-style:none;margin:0 0 18px;padding:0}
.rw-social a{display:grid;place-items:center;width:38px;height:38px;border-radius:10px;background:rgba(255,255,255,.08);color:#fff;transition:background var(--t)}
.rw-social a:hover{background:var(--emerald)}
.rw-footer__bottom{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding-block:20px;border-top:1px solid rgba(255,255,255,.1);font-size:.8rem}
.rw-footer__bottom p{margin:0}
.rw-footer__tag{color:var(--gold)}

/* ---------- Header gelap (Deep Forest) ---------- */
.rw-header{background:rgba(6,63,52,.97);border-bottom:1px solid rgba(255,255,255,.08);backdrop-filter:saturate(1.2) blur(10px);-webkit-backdrop-filter:saturate(1.2) blur(10px)}
.rw-header.is-scrolled{box-shadow:0 8px 28px rgba(3,30,25,.35)}
.rw-header .rw-logo--light{font-size:1.35rem}
.rw-header .rw-logo--light img{width:38px;height:38px;border-radius:9px}
.rw-header .rw-nav__list a{color:#d5e4dd;font-size:.88rem;padding:10px 10px}
.rw-header .rw-nav__list a:hover{color:#fff;background:rgba(255,255,255,.08)}
.rw-header .rw-nav__list .current-menu-item>a,.rw-header .rw-nav__list a[aria-current]{color:#fff}
.rw-header .rw-nav__list .current-menu-item>a::after,.rw-header .rw-nav__list a[aria-current]::after{background:var(--gold)}
.rw-header .rw-btn--primary{box-shadow:0 6px 18px rgba(0,0,0,.25)}
.rw-header .rw-btn--primary:hover{background:var(--gold);color:var(--forest)}
.rw-burger{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.18);color:#fff}
.rw-burger:hover{background:rgba(255,255,255,.14)}
@media (max-width:1080px){
  .rw-nav{background:var(--forest);border-bottom-color:rgba(255,255,255,.1);box-shadow:0 24px 40px rgba(3,30,25,.4)}
  .rw-header .rw-nav__list a{border-bottom-color:rgba(255,255,255,.08);font-size:1rem;padding:14px 12px}
}

/* ---------- Inner pages ---------- */
.rw-page-hero{padding-block:clamp(36px,5vw,64px) clamp(28px,4vw,48px);background:linear-gradient(180deg,#fff,var(--ivory));border-bottom:1px solid var(--line-2)}
.rw-page-hero--tool{background:radial-gradient(700px 300px at 90% 0,rgba(22,160,119,.1),transparent 60%),linear-gradient(180deg,#fff,var(--ivory))}
.rw-page-hero__inner{display:grid;grid-template-columns:1fr auto;gap:32px;align-items:center}
.rw-page-hero__title{font-size:clamp(2rem,4.4vw,3.2rem);margin:.25em 0 .35em}
.rw-page-hero__lead{color:var(--muted);font-size:1.05rem;max-width:720px}
.rw-page-hero__icon{display:grid;place-items:center;width:132px;height:132px;border-radius:32px;background:radial-gradient(circle at 30% 25%,var(--fresh),var(--forest) 80%);color:#fff;box-shadow:0 24px 48px rgba(6,63,52,.25);transform:rotate(-6deg)}
.rw-page-hero__icon .rw-ico{width:60px;height:60px}
.rw-page-hero--article .rw-badge{margin-top:8px}
.rw-chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;margin:16px 0 0;padding:0}
.rw-chips li{display:inline-flex;align-items:center;gap:6px;padding:6px 12px;border-radius:var(--pill);background:#fff;border:1px solid var(--line);font-size:.8rem;font-weight:600}
.rw-chips .rw-ico{color:var(--emerald);width:16px;height:16px}
.rw-breadcrumb ol{display:flex;flex-wrap:wrap;gap:6px;list-style:none;margin:0;padding:0;font-size:.8rem;color:var(--muted)}
.rw-breadcrumb li+li::before{content:"/";margin-right:6px;color:#c3c9c7}
.rw-breadcrumb a{color:var(--muted);text-decoration:none}
.rw-breadcrumb a:hover{color:var(--emerald)}
.rw-breadcrumb [aria-current]{color:var(--charcoal);font-weight:600}
.rw-content-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:clamp(28px,5vw,64px);padding-block:clamp(24px,4vw,48px) var(--sec)}
.rw-content-layout--single{grid-template-columns:minmax(0,820px);justify-content:center}
.rw-sidebar{display:grid;gap:16px;align-content:start;position:sticky;top:100px}
.rw-sidebar__box{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px}
.rw-sidebar__title{font-weight:700;margin-bottom:10px}
.rw-sidebar ul{list-style:none;margin:0;padding:0;display:grid}
.rw-sidebar li a{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid var(--line-2);color:var(--charcoal);text-decoration:none;font-size:.9rem;font-weight:600}
.rw-sidebar li a:hover{color:var(--emerald)}
.rw-sidebar li a .rw-ico{width:16px;color:var(--emerald)}
.rw-sidebar__box--note{display:flex;gap:10px;background:var(--mint-2);border-color:#d7ebe1;font-size:.84rem;color:var(--muted)}
.rw-sidebar__box--note .rw-ico{color:var(--emerald);margin-top:2px}
.rw-sidebar__box--note p{margin:0}

/* Prose */
.rw-prose{font-size:1.02rem;min-width:0}
.rw-prose>*:first-child{margin-top:0}
.rw-prose h2{font-size:clamp(1.5rem,2.6vw,2rem);margin:1.6em 0 .5em}
.rw-prose h3{font-size:1.15rem;margin:1.4em 0 .4em}
.rw-prose ul,.rw-prose ol{padding-left:1.3em;margin:0 0 1.2em}
.rw-prose li{margin-bottom:.4em}
.rw-prose li::marker{color:var(--emerald);font-weight:700}
.rw-prose img{border-radius:var(--r)}
.rw-prose blockquote{margin:1.5em 0;padding:16px 22px;border-left:4px solid var(--gold);background:#fff;border-radius:0 12px 12px 0}
.rw-formula-inline{padding:14px 18px;background:#fff;border:1px solid var(--line);border-left:4px solid var(--emerald);border-radius:10px;font-variant-numeric:tabular-nums;overflow-x:auto}
.rw-table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:0 0 1.4em;border:1px solid var(--line);border-radius:12px;background:#fff}
.rw-table-wrap table{width:100%;border-collapse:collapse;font-size:.9rem;min-width:480px}
.rw-table-wrap th,.rw-table-wrap td{padding:11px 14px;text-align:left;border-bottom:1px solid var(--line-2);font-variant-numeric:tabular-nums;white-space:nowrap}
.rw-table-wrap th{background:var(--mint-2);color:var(--forest);font-weight:700;font-size:.82rem}
.rw-table-wrap tr:last-child td{border-bottom:0}
.rw-updated{margin-top:2em;font-size:.82rem;color:var(--muted-2)}
.rw-contact-card{display:flex;gap:16px;align-items:flex-start;padding:22px;margin:1.2em 0 1.6em;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh-1)}
.rw-contact-card__icon{display:grid;place-items:center;width:48px;height:48px;flex:none;border-radius:12px;background:var(--mint);color:var(--emerald)}
.rw-contact-card p{margin:.2em 0}
.rw-contact-card small{color:var(--muted-2)}
.rw-article__meta{font-size:.84rem;color:var(--muted-2);margin:0}
.rw-article__figure{margin-block:clamp(24px,4vw,40px)}
.rw-article__figure img{width:100%;border-radius:var(--r-lg);aspect-ratio:16/10;object-fit:cover}
.rw-article .rw-prose{padding-bottom:clamp(24px,4vw,40px)}
.rw-article__note{display:flex;gap:10px;margin-top:2em;padding:14px 16px;border-radius:12px;background:var(--mint-2);border:1px solid #d7ebe1;font-size:.86rem;color:var(--muted)}
.rw-article__note .rw-ico{color:var(--emerald);margin-top:3px}
.rw-article__note p{margin:0}
.rw-empty{text-align:center;padding:40px 0}
.rw-pagination{margin-top:36px}
.rw-pagination .nav-links{display:flex;gap:6px;justify-content:center}
.rw-pagination .page-numbers{display:grid;place-items:center;min-width:42px;height:42px;padding:0 10px;border-radius:10px;border:1px solid var(--line);background:#fff;text-decoration:none;color:var(--charcoal);font-weight:600}
.rw-pagination .current{background:var(--forest);color:#fff;border-color:var(--forest)}
.rw-404__code{font-family:var(--serif);font-size:clamp(4rem,12vw,8rem);line-height:1;color:var(--emerald);margin:0}

/* ---------- Responsive ---------- */
@media (max-width:1180px){
  .rw-growth__inner{grid-template-columns:1fr}
  .rw-growth__copy{max-width:640px}
}
@media (max-width:1024px){
  .rw-hero__inner{grid-template-columns:1fr;min-height:0}
  .rw-hero__media{position:relative;inset:auto;height:clamp(260px,52vw,420px);order:2}
  .rw-hero{display:flex;flex-direction:column}
  .rw-hero__media::before{background:linear-gradient(180deg,#f8f6ef 0%,rgba(248,246,239,0) 22%)}
  .rw-hero__card{position:absolute;right:var(--gutter);bottom:-40px;margin:0;width:240px}
  .rw-hero__inner{padding-bottom:28px}
  .rw-hero__copy{max-width:720px}
  .rw-tools__grid,.rw-why__grid{grid-template-columns:repeat(2,1fr)}
  .has-aside .rw-calc-wrap{grid-template-columns:1fr}
  .rw-calc-aside{min-height:260px}
  .rw-calc-aside img{object-position:50% 70%}
  .rw-editorial{grid-template-columns:1fr}
  .rw-articles__grid,.rw-scenarios__grid{grid-template-columns:repeat(2,1fr)}
  .rw-faq__inner{grid-template-columns:1fr}
  .rw-faq__intro{position:static}
  .rw-footer__grid{grid-template-columns:1fr 1fr}
  .rw-content-layout{grid-template-columns:1fr}
  .rw-sidebar{position:static;grid-template-columns:1fr 1fr}
}
@media (max-width:860px){
  .rw-calc__grid{grid-template-columns:1fr}
  .rw-growth__card{grid-template-columns:1fr}
  .rw-growth__stats{grid-template-columns:repeat(2,1fr);border-left:0;border-top:1px solid var(--line-2)}
  .rw-trust{grid-template-columns:repeat(2,auto)}
  .rw-page-hero__inner{grid-template-columns:1fr}
  .rw-page-hero__icon{display:none}
}
@media (max-width:640px){
  body{font-size:15.5px}
  .rw-logo img{height:30px}
  .rw-header__inner{min-height:66px}
  .rw-nav{top:66px;max-height:calc(100dvh - 66px)}
  .rw-tools__grid,.rw-why__grid,.rw-articles__grid,.rw-scenarios__grid{grid-template-columns:1fr}
  .rw-tool{flex-direction:row;text-align:left;align-items:flex-start;gap:16px;padding:18px}
  .rw-tool__icon{width:54px;height:54px;margin:0;flex:none}
  .rw-tool__icon .rw-ico{width:24px;height:24px}
  .rw-tool>*:not(.rw-tool__icon){grid-column:2}
  .rw-tool{display:grid;grid-template-columns:54px 1fr;column-gap:16px}
  .rw-tool__icon{grid-row:1/span 3}
  .rw-tool p{margin-bottom:8px}
  .rw-hero__cta .rw-btn{flex:1 1 100%}
  .rw-hero__card{position:relative;right:auto;bottom:auto;margin:24px 0 0;width:100%;z-index:3;animation:none}
  .rw-hero{padding-bottom:24px}
  .rw-growth__inputs{grid-template-columns:1fr 1fr}
  .rw-growth__inputs label:first-child{grid-column:1/-1}
  .rw-tabs{grid-template-columns:1fr 1fr}
  .rw-calc__actions .rw-btn--primary{flex:1}
  .rw-footer__grid{grid-template-columns:1fr}
  .rw-sidebar{grid-template-columns:1fr}
  .rw-cta__actions,.rw-cta__actions .rw-btn{width:100%}
}

/* Reduced motion */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
  .rw-hero__card{animation:none}
}